The Good Fight: New York Takes Steps to Squash Breed-Specific Legislation
Under the new animal-welfare laws, insurers will no longer be able to discriminate against pet parents of certain dog breeds.
Breed-specific legislation has long been used to discriminate against various dogs, specifically Pit Bull typesopens in a new tab. Often excused as a means of curbing dog fighting and animal violence, regulations at both the state and federal level have made it difficult for many animals to find and maintain healthy homes, by way of rental bans and heavy insurance restrictions. However, after decades of misunderstanding and mistreatment, societal understanding is slowly beginning to shift.
This is highlighted by a recent development out of New York, in which Governor Kathy Hochul signed a legislative packageopens in a new tab hoping to improve animal welfare and reverse much of the misguided structure previously in place. The new laws will prohibit insurers from refusing to issue, renew, cancel, or charge policies based solely on dog breeds, as well as refuting popular premium increases for certain policies. This will ultimately help prevent insurance companies from discriminating against homeowners based on the breed of the dog that they own.
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opens in a new tab“Dogs of all breeds deserve loving homes and no one should have to fear losing their insurance coverage based on the dog they own.”